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Without realising it, many of our thought habits get in the way of our happiness and cause us to get stuck into negative patterns of thinking. Below we will look at 13 ways we can rewire our thoughts and minds into allowing ourselves to feel the happiness that we deserve, freeing us to live, love and be happy. We will look at how we can liberate ourselves from those thoughts and mental habits that hold us back and hold us down, we will look forward to a better, happier and more positive new us. Follow this advice and not only will you feel better but those around you will too, after all, only a lit candle can light other candles.
1. Let go of your complaining
Throughout the day we could potentially find countless things to complain about, the weather, the traffic, the service we got at a restaurant but how does this constant whinging make things any better for us? Does it make things better for us? Does is make us happier? Or does it just put a downer on our mood and make us feel unhappy, low and depressed? Our mood is in our hands, we can choose to react to any situation however we want, we can allow ourselves to sucked into a negative state of mind or we can rise above that and be happy despite the traffic!
“Tell the negativity committee that meets inside your head to sit down and shut up.” Martin Seligman
2. Let go of having to always be right.
Many of us struggle with the even the thought of being wrong and will go as far as falling out with dear friends or loved ones solely for the sake of being right. Letting go of this habit will lead to better relationships for all. A sense of serenity in knowing that even though you may have been right, you’ve saved yourself and those around you a great deal of stress, worry and tension in not having to be right or have the last word. Wayne Dyer wrote “Would I rather be right or would I rather be kind?” Think about that next time you find yourself fighting this habit!
3. Let go of any self defeating ideas
Most of the hurdles we face in life are actually ones that we have concocted up in our minds, they are imaginary, unreal and they are what prevent us from moving forward, not our actual circumstances. These imaginary hurdles warp our ideas about what we can and cannot do, what is and what is not possible. We need to learn to see through these hurdles. Then we will be ready to spread our wings and fly!
An entire sea of water can’t sink a ship unless it gets inside the ship. Similarly, the negativity of the world can’t put you down unless you allow it to get inside you – Goi Nasu
4. Let go of your fears
What would you attempt if you knew you could not fail? Our fears are unfortunately hindrances that we create for ourselves. Imagine all those hindrances had vanished, how would you feel? Close your eyes and imagine that for just a moment. Feel good? Now try living that way.
Being kind to yourself in thoughts, words and actions is as important as being kind to others.
5. Let go of attachment
Attachments create an atmosphere of fear. You are not reliant on things and allowing yourself to think you are will prevent you from being happy.
6. Let go of making criticism
Refrain from criticising anything and everything that you don’t understand. We are all different and that’s what
what a boring place this would be if we were all the same. Allow people and things to be different, don’t see difference as an excuse to criticise. We all want to be happy, let’s allow ourselves to be happy and lets allow others to be happy.
7. Let go of blaming
Stop trying to find reasons for why things are what they are, in looking to explain things away we often try and find fault in something or someone, this negativity harms those around us, but more than anyone else, it harms us!
8. Let go of trying to impress other people
There are so many more important things in life than worrying what someone thinks of our shoes, what you do for a living or the car you drive. These things are not that are going to nurture healthy relationships. What people want from you is to be real, to be yourself, when you drop all pretences you’ll realise that people appreciate you for who you are and you’ll find your relationships are now stronger and deeper.
9. Let go of your excuses
Sometimes we get into the habit of making excuses for the sake of making excuses. We have all the time, resources and energy that we will ever have. We need to take advantage of our youth, good health, wealth, free time and most of all, our lives while we have them!
10. Let go of trying to always control
Situations, events, as much as we may try, much of what happens around us cannot be controlled by us and so we must spare ourselves the hassle of trying to think that it can. Let everyone and everything around you just be and you will feel much more relaxed and happier.
11. Let go of the past
Keep things in perspective, never dwelling on the past or being anxious about the future, rather enjoying these precious everyday moments. Today is all you have. Tomorrow has not been promised to you and yesterday has passed you by. So be present in all that you do. Remember, these are the good old days, happiness is not something you can postpone for the future.
12. Let go of resisting change
Every life process entails change. As human beings we often enjoy familiarity and once we become comfortable we become resistant to change. But very little lasts forever and so we have to alway be ready for change, that doesn’t mean we fear it, rather we embrace it whenever it comes knocking at our door, we welcome it in and see it as opportunity, opportunity for something new and better.
13. Let go of living life to other people’s expectations
Too much of our lives is spent trying to fit into social archetypes. We allow the expectations of others determine the job we do, the car we drive, the clothes we wear and much more! How much happier would we be if instead we followed our hearts and did things the way we wanted to do them. We allow our loved ones to dictate to us, our parents, siblings, partners and often we allow influences such as the media or government to dictate to us how we live our lives. We are all talented individuals, we all have something to offer, something unique. Each one of us is gifted. We need to nurture our talents and gifts and contribute through doing what we do best, doing what we love, rather than doing what we think is expected of us.
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Chinese President Xi Jinping sent a congratulatory letter Friday to UN Secretary-General Ban Ki-moon on the taking effect of Paris Agreement on climate change.
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Pay No Interest On Your Post-Holiday Credit Card Balance
Updated: August 4, 2016
The holiday season has come to a close and if you’re like most people you’ve spent more than you should have. Overspending during this time of year is common, but it can cause a post-holiday financial hangover when you can’t pay off your credit card balance. That’s when your high-APR credit cards combined with your credit card balance equals huge interest payments each month.
There’s a solution to your woes – if you have good credit, a balance transfer credit card will allow you to pay zero interest for 12-18 months.
This buys you extra time to pay off your balance while saving you a lot of money in monthly interest fees. Some of these cards will even give you cash back on all your new purchases and extra intro bonuses.
To help out, we’ve put together a top 6 list of the best balance transfer credit cards for those with good credit:
Slate is our top contender because it features NO balance transfer fees – a big perk that can save you a lot of dough (these fees are usually 3-5% of the balance you transfer) – plus a 15-month 0% intro APR for balance transfers and purchases. The $0 balance transfer fee means when you transfer your balance from your current card to Slate you won’t have to pay any fees whatsoever. The only caveat is that you have to make your transfer in the first 60 days, but since you’re getting the card to transfer your balances as soon as possible this shouldn’t be a problem. Combine this with the 0% APR period (for both balance transfers and new purchases) and no annual fee and you’ve got yourself a great card to help you pay off any holiday excesses.
City Simplicity’s (a NextAdvisor advertiser) lengthy 21-month 0% intro APR for both balance transfers and purchases should give you plenty of time to pay off your balance in full. You can also take advantage of this intro APR for any new purchases you’d like to make. In addition there are no late fees, penalty rates or annual fees. There is a 3% balance transfer fee for this card, but it might be worth it, especially if you’re carrying a large balance on your current high-interest credit card. The over 1.5 year interest-free period will give you the time you need to pay down the balance.
With a 15-month 0% APR on balance transfers and purchases, a great cash back program, a big intro bonus and no annual fee, this card is a strong choice. Not only can you transfer over your current balances and save money by paying no interest for 15 months, but you’ll also get $150 cash back after spending $500 in the first 3 months. In addition you’ll earn cash back on your purchases – 5% cash back on purchases in rotating quarterly categories and 1% cash back on everything else. What could be better than saving money on interest fees AND making money on new purchases PLUS a cash back bonus? There is a 3% balance transfer fee, but the $150 bonus and ongoing cash back will likely more than offset it.
Just like its name says, the Discover it card was created with balance transfers in mind. You can take advantage of the 18-month 0% APR period for balance transfers to save some cash on interest payments. Plus, you’ll earn cash b 5% cash back on up to $1,500 in purchases in quarterly rotating categories and 1% cash back on all other purchases. There is a balance transfer fee but just like with the Chase Freedom card it’s entirely possible to pay this with the cash back you’ll earn on new purchases. Together the cash back potential and long 18-month 0% APR (with very reasonable ongoing APR rates) make this a card that can both save you money and earn you money at the same time.
Combining a 12-month 0% intro APR on balance transfers and purchases with incredibly strong cash back rewards, the Blue Cash Preferred Card (a NextAdvisor advertiser) is a smart pick. Not only can you transfer your holiday (and non-holiday) purchases over to this card and pay no interest for 12 months, you’ll also get incredibly generous cash back rewards on new purchases. You’ll earn 6% cash back at supermarkets (on up to $6K per year in purchases), 5% back on eligible travel purchases made in the the first 6 months (up to a max of $200 back), 3% at gas stations and select department stores (including J.C. Penney, Sears, Macy’s and Nordstrom) and 1% on everything else. And it doesn’t stop there – you’ll also get $150 cash back after spending $1,000 in the first 3 months. The card does charge a 3% balance transfer fee and an annual fee of $95, but the $150 bonus and ongoing cash back will likely more than offset it. If you’d prefer a card that offers the same 0% intro APR on balance transfers and purchases and great cash back rewards without the annual fee, take a look at the .
Can you say “crazy-low ongoing APR?” That what this card was built on – an 8% APR on purchases and balance transfers. Plus there are NO balance transfer fees which translates to saving a ton of cash when you transfer your existing balances to this card free of charge. In addition, there is no annual fee and cardholders can help to influence profit/loss decisions as well as participate in a type of profit sharing. Although there is no 0% intro APR period, if you’re going to carry your balance for years instead of 15-18 months it’s a terrific choice.
Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuers’ Affiliate Program.
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About Author
Tasha Lockyer
Tasha has been working in Silicon Valley for the past 19 years, enjoying a long-lived career in Product Management and Marketing.
She is currently the Director of Product Management for NextAdvisor and in addition to product development, I.T. projects and an assortment of other endeavors, she has has spent the last 6 years covering all things credit, credit cards and identity theft protection. Her credit card analysis has been cited in a wide array of leading publications including Forbes, New York Times, CBS News and Huffington Post.
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