SOLVED: I'm trying to get my FB account on my I - FixyaAccount Manager Job at Anny's Bread Factory in Miami, Florida | LinkedInBest Checking Accounts | Money-Rates.com
Finding the best checking account is a critical financial task. Compare free and low-fee checking accounts.
Checking accounts are built for everyday use, more so than any other type of bank account. They can accommodate frequent transactions in many forms - checks, direct deposits, ATM transactions, debit card charges, automatic bill payments and more. This versatility can come at a price, however. Checking accounts may charge a variety of fees, and if you don't choose your account carefully these fees can add up.If your checking account needs have changed - or your bank has changed its fees - now may be a good time to compare checking accounts and reassess your banking relationship. MoneyRates.com regularly monitors more than 200 checking account products, featuring some for easy comparison. Here's .Understanding checking accounts and feesSome checking accounts have fees that can amount to hundreds of dollars over the course of the year. The three most prominent forms of checking account fees are:Maintenance. These are charged monthly, no matter how you use your account. The most recent MoneyRates.com checking account fee survey found the average monthly maintenance fee to be $13.24, or $158.88 per year. A minority of accounts offer checking with no monthly maintenance fee, while many waive the fee if you meet certain conditions.Overdraft. These occur when you transfer more money out of the account than your available balance. The most recent MoneyRates.com checking account fee survey found that the average overdraft fee was $32.84 per occurrence, and if you have multiple transactions while your account is overdrafted, you may pay have to pay several of these fees because of one mistake.ATM. Banks generally won't charge you for ATM transactions if you use a machine that belongs to your bank or a network to which it belongs. Otherwise, expect to pay twice - one fee to the owner of the machine, and a surcharge from your own bank. While these fees may seem relatively minor, they can add up quickly for frequent ATM users.Given the way that checking account fees work, choosing the right bank can save you a great deal of money over time.7 tips for finding the best checking accountWhat is the best place to open a checking account? That depends largely on your needs and banking habits. Here are some tips for finding the best checking account for your situation:Check the monthly fee. While overdraft and ATM fees depend on how you use the account, maintenance fees are charged month after month no matter what. Therefore, minimizing or avoiding this kind of fee should be a primary consideration in choosing a checking account.Find out if a fee-waiver applies. Many banks that charge maintenance fees waive them if you meet certain conditions, such as maintaining a specified minimum balance or setting up direct deposits. If you are considering an account with a maintenance fee, see if you are likely to qualify for a fee waiver.Decide on overdraft protection. Because overdraft fees are so expensive, MoneyRates.com recommends that you do not opt into overdraft protection. However, if you plan to opt in, look for an account with relatively low overdraft fees.Consider your ATM habits. If you plan to be a frequent ATM user, consider the locations of the bank's ATMs or ATM network. Make sure they are convenient to your regular travels, so you can avoid fees for using out-of-network machines.Consider customer service. If you like dealing with bank representatives in person, make sure you choose a bank with convenient locations and hours. If you prefer to bank online, check which web sites have features you are likely to find useful.Protect your account. This starts by making sure the institution is protected by insurance from the Federal Deposit Insurance Corporation or the National Credit Union Administration. Also, keep the balance of this account plus any other deposit accounts at the same institution below the applicable insurance limit - typically $250,000.Weigh additional benefits as tie-breakers. From cash bonuses or other gifts for signing up to interest on account balances, checking accounts may offer a variety of other enticements to attract customers. In the long run, the value of these typically pales in comparison to fee considerations. That means these additional benefits should not be your primary reasons for choosing a bank, but could be useful for deciding between two banks that are very similar on other criteria.The table below shows several checking account options that you can compare to see which best meets your needs. Filter
Account Type:
Money Market AccountsCertificates of DepositInterest CheckingSavings + MMA
Valid zip code requiredAmount:
Select& $5,000$5,000 to $9,999$10,000 to $14,999$15,000 to $24,999$25,000 to $49,999$50,000 to $99,999$100,000+ (Jumbo)
Select& $5,000$5,000 to $9,999$10,000 to $24,999$25,000 to $49,999$50,000 to $99,999$100,000+ (Jumbo)
Deposit Frequency
SelectOne TimeMonthlyInfrequentOther
Select6 months9 months1 year1.5 years2 years3 years4 years5 years
Purpose Of Account:
SelectEarn interestFor monthly expensesRainy day fundSave for a purchaseSave for retirementShort term account
SelectRetirementExtra CashParking money short term <=1YrNeed money later >1 yrOther
Household Income:
Select<$60,000$60,000 - $90,000$90,000 - $120,000$120,000 - $150,000$150,000+
Currently Banking With:
Capital One 360
Synchrony Bank
Sallie Mae Bank
American Express National Bank
Discover Bank
OtherCredit Rating:
SelectExcellent 720+Good 640-719Fair 550-639Poor 500-549Very Poor < 499
Show More OptionsInterest RateMinimum BalanceMonthly Fee
Type: Checking
BBVA Compass
0.00%Min. Balance
$0Monthly Fee
Open Account
Type: Checking
NexBank, SSB
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Capital One 360
%Min. Balance
$100000Monthly Fee
Type: Checking
Type: Checking
Capital One 360
%Min. Balance
$50000Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$100000Monthly Fee
Type: Checking
Type: Checking
Bank of Internet
%Min. Balance
$5000Monthly Fee
Type: Checking
Type: Checking
FNBO Direct
%Min. Balance
$0.01Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$50000Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$15000Monthly Fee
Type: Checking
Type: Checking
Century Bank Direct
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$25000Monthly Fee
Type: Checking
Type: Checking
Carthage Savings and Loan Association
%Min. Balance
$2500Monthly Fee
Type: Checking
Type: Checking
1st Source Bank
%Min. Balance
$50000Monthly Fee
Type: Checking
Type: Checking
Apple Bank for Savings
%Min. Balance
$2500Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$10000Monthly Fee
Type: Checking
Type: Checking
American Bank (ambk.com)
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
American Bank (ambk.com)
%Min. Balance
$1000Monthly Fee
Type: Checking
Type: Checking
Ultima Bank
%Min. Balance
$10000Monthly Fee
Type: Checking
Type: Checking
California Business Bank
%Min. Balance
$100Monthly Fee
Type: Checking
Type: Checking
Alliance Bank (alliancebank.us)
%Min. Balance
$9000Monthly Fee
Type: Checking
Type: Checking
Neighbors Credit Union
%Min. Balance
$2500Monthly Fee
Type: Checking
Type: Checking
iGOBanking
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Salem Five Direct
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$10Monthly Fee
Type: Checking
Type: Checking
Community Bank (nevadacb.com)
%Min. Balance
$500Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
First National Bank in Philip
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Alliance Bank (alliancebank.us)
%Min. Balance
$6000Monthly Fee
Type: Checking
Type: Checking
California First National Bank
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Mansfield Bank
%Min. Balance
$5000Monthly Fee
Type: Checking
Type: Checking
South LaFourche Bank
%Min. BalanceMonthly Fee
Type: Checking
Type: Checking
Capital One 360
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Allied First Bank
%Min. Balance
$2000Monthly Fee
Type: Checking
Type: Checking
American Plus Bank
%Min. Balance
$1500Monthly Fee
Type: Checking
Type: Checking
Citizens State Bank Norwood Young America
%Min. Balance
$1000Monthly Fee
Type: Checking
Type: Checking
Central Bank Illinois
%Min. Balance
$1000Monthly Fee
Type: Checking
Type: Checking
NorthSide Bank
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Chesapeake Bank
%Min. Balance
$2000Monthly Fee
Type: Checking
Type: Checking
Bellevue State Bank
%Min. Balance
$1000Monthly Fee
Type: Checking
Type: Checking
Warsaw Federal Savings and Loan
%Min. Balance
$250Monthly Fee
Type: Checking
Type: Checking
Commercial Bank
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
Cornhusker Bank
%Min. Balance
$15000Monthly Fee
Type: Checking
Type: Checking
State Bank and Trust Company
%Min. Balance
$50000Monthly Fee
Type: Checking
Type: Checking
Presidential Bank
%Min. Balance
$1000Monthly Fee
Type: Checking
Type: Checking
Quantum National Bank
%Min. Balance
$10000Monthly Fee
Type: Checking
Type: Checking
Investors Bank
%Min. Balance
$2500Monthly Fee
Type: Checking
Type: Checking
Genesee Regional Bank
%Min. Balance
$1000Monthly Fee
Type: Checking
Type: Checking
Rhinebeck Savings Bank
%Min. Balance
$0.01Monthly Fee
Type: Checking
Type: Checking
Carthage Savings and Loan Association
%Min. Balance
$0Monthly Fee
Type: Checking
Type: Checking
%Min. Balance
$0Monthly Fee
Type: Checking
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA.
Contact the bank for the terms and conditions that may apply to you.
Rates are subject to change without notice and may not be the same at all branches. Best Checking Accounts found by users like youBest Checking Accounts found by users like youHave you been able to find even better checking account rates than the ones displayed above? If yes, please share them with us and other MoneyRates users!Please include the details: the name of the bank, APY, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
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